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stop guessing.
start knowing.

PRESTO runs every listing through a full AI-powered investment analysis — cap rate, cash flow, flood risk, Act 60 eligibility, and a 0–100 score — in under a minute.

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🏡 Dorado Beach Estates, Dorado, PR
$685,000
82
Investment Score
✓ Strong Buy
Zone X — Low Risk ⚡ Act 60 Eligible Price dropped 2×

Financial Breakdown

Est. Cap Rate9.2%
Monthly Cash Flow+$1,840
Cash-on-Cash Return8.7%
Gross Rent Multiplier10.8×
Est. Annual Rent$63,600
Down Payment (20%)$137,000
Monthly Mortgage$3,620
🤖 AI Narrative

This property presents a compelling long-term hold opportunity. The estimated 9.2% cap rate exceeds the San Juan Metro average by 2.1 points. Dorado's tourist rental demand supports premium short-term rates, and Zone X classification eliminates mandatory flood insurance costs — a recurring savings of ~$3,200/yr.

What gets calculated

every number that matters, automatically.

PRESTO doesn't just pull data — it builds the complete financial picture of every deal, customized to Puerto Rico's market.

📊

Cap Rate

Net operating income divided by property value. The standard measure of a property's income potential, benchmarked against Puerto Rico averages.

Example: 9.2% vs 7.1% PR avg → strong signal
💵

Monthly Cash Flow

Projected rent minus mortgage, taxes, insurance, vacancy, and maintenance — the real number that lands in your account every month.

Example: $5,300 rent − $3,460 expenses = +$1,840
💰

Cash-on-Cash Return

Annual pre-tax cash flow divided by total cash invested. The metric serious investors use to compare deals across different price points.

Example: $22,080 ÷ $254,000 invested = 8.7%
🏦

Gross Rent Multiplier

Purchase price divided by annual gross rent. A quick gut-check for whether a property is priced at a reasonable income multiple.

Example: $685k ÷ $63.6k rent = 10.8× GRM
📝

Plain-English Narrative

Numbers alone don't tell the story. PRESTO's AI writes a clear summary of what the data means — strengths, risks, and what to watch out for.

No jargon. No spreadsheets. Just clarity.
⚙️

Custom Parameters

Adjust down payment %, interest rate, vacancy assumption, and maintenance rate to match your actual financing and expectations.

Your numbers, not default assumptions
Risk Intelligence

know what you're buying before you make an offer.

Puerto Rico has unique risk factors that mainland tools don't account for. PRESTO flags them automatically on every property.

🌊

FEMA Flood Zone Classification

Every property is geocoded and cross-referenced against FEMA flood maps. Zone AE properties carry mandatory flood insurance — often $3,000–$8,000/yr that guts your cash flow.

Act 60 Tax Incentive Flag

Properties meeting Puerto Rico's Act 60 investor criteria are automatically flagged. A 4% flat income tax rate changes the math dramatically — and most investors miss it.

📍

Parcel & Cadastral Data

PRESTO integrates with CRIM and SIGEJP to surface property tax records, land classification, and parcel-level data that sellers don't always volunteer.

FEMA Flood Zone — Dorado, PR
Zone AE — Base Flood High Risk
Zone AH — Ponding Moderate
Zone X — Outside SFHA Minimal
Zone D — Undetermined Unknown
This property
✓ Zone X — Minimal flood risk

make your next offer with confidence.

Every deal analyzed in under a minute. No spreadsheets. No guesswork.

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